Cat Loss of Use Insurance
Cat Loss of Use Insurance
is a good insurance policy for anyone who owns a cat that is used for breeding. If you have this insurance, you will receive compensation if the cat loses its ability for breeding. Compensation will not be paid until the cat has been castrated. You can only purchase Cat Loss of Use Insurance as part of Cat Life Insurance.
is a good insurance policy for anyone who owns a cat that is used for breeding. If you have this insurance, you will receive compensation if the cat loses its ability for breeding. Compensation will not be paid until the cat has been castrated. You can only purchase Cat Loss of Use Insurance as part of Cat Life Insurance.More About Cat Loss of Use Insurance
- Period of purchase: When a cat is between the age of 8 weeks and 5 years.
- Insurance amount: The insurance amount of the Cat Loss of Use Insurance is equal to the cat's life insurance amount, less ISK 20,000. The insurance amount will remain unchanged until the cat reaches the age of 7 years, after which it will decrease by 20% annually.
- Duration: Once the cat reaches the age of 10, the insurance is cancelled and will not be renewed.
It is necessary to include a certificate from a veterinarian about the general health of the cat. The certificate must be less than 30 days old and the veterinarian must prepare the certificate on a form provided by VIS. It is not sufficient to submit a vaccination certificate or a certificate from an animal quarantine facility.
The insurance covers
- If a cat used for breeding loses fertility due to disease of the uterus, ovaries, prostate or testicles.
- If a female cat does not become pregnant after mating with two previously fertile male cats.
The insurance does not cover
- Loss of use due to pre-existing diseases or accidents that occurred before the insurance took effect.
- Loss of use for a female cat that has given birth to kittens three times.
- Loss of use for a cat that has reached the age of 6 and never had kittens.
- Loss of use due to mental illness, behavioural disorders or temperament problems.
Please note that the above list is not exhaustive. Further information can be found in the insurance terms.
In case of discrepancy between this list and the insurance terms, the insurance terms applies.
Insurance Terms
The insurance terms is your contract with VIS. It is important to thoroughly read the terms and understand what is covered and what is not, before purchasing the insurance.